UT Extension Provides Tips and Tools for Families and Individuals

photo of spare change
Financial planning information is readily available from the Family and Consumer Sciences Department of University of Tennessee Extension.

It’s that time of year when Americans take stock of their finances. The holiday bills have started to arrive along with W-2s and 1099 forms, and the media is filled with stories about tax filing and retirement planning.

Financial planning need not be overwhelming, however, as information and help are readily available from a number of sources, including the Family and Consumer Sciences Department of University of Tennessee Extension.

The Family and Consumer Sciences website (ag.tennessee.edu/fcs) is among the free resources available to those who wish to explore tips for managing their finances and building wealth. Just click on the “Money” link to see worksheets for tracking spending and net worth, information on setting financial goals, coping with income reductions or job loss, and many other topics. The information is organized under these topics:

*Make Ends Meet
*Manage Your Money

*Use Credit Responsibly
*Save for Your Future

*Protect Your Assets
*Plan for Later Life Issues

*Handle Financial Emergencies

It also features a link where you can ask a specific question to an Extension expert. 

If you prefer person-to person contact instead of the 24/7 convenience of the Internet, contact your local county UT Extension Office and ask about financial management resources available locally.

UT Extension provides a gateway to the University of Tennessee as the outreach unit of the Institute of Agriculture. With an office in every Tennessee county, UT Extension delivers educational programs and research-based information to citizens throughout the state. In cooperation with Tennessee State University, UT Extension works with farmers, families, youth and communities to improve lives by addressing problems and issues at the local, state and national levels.



Dr. Dena Wise, Family and Consumer Sciences, dwise@utk.edu