KNOXVILLE, Tenn. – There are 31 days until Hanukkah, 33
days until Christmas, and 35 days until Kwanzaa. Shoppers all across the
country are hurrying to finish their holiday gift buying, and following this
advice from University of Tennessee Extension can help save shoppers both money
and headaches.
“The holidays can be one of the most stressful times of
year financially,” says Ann Berry, professor and family economics expert with
UT Extension. “Traveling to see loved ones can be expensive, with meals,
lodging and fuel costs. Purchasing gifts can sometimes get out of hand, with a
growing list and an exploding budget. But there are many practical ways to
minimize stress and have a peaceful, restful, fiscally responsible holiday
season.”
Berry suggests shoppers make a list and a budget before
ever starting their Christmas shopping. For those with extended families,
determining who and who not to buy gifts for can be particularly difficult, so
determining a budget is crucial. Having a list can help shoppers avoid the easy
folly of buying two gifts for one person or perhaps leaving someone off
entirely.
Berry adds that doing some research ahead of time can help
shoppers locate products and sellers they trust, with warranties that are
reliable. For those shopping online, check for reports of items not being
delivered or received not as advertised. Looking for deals can also help a
holiday budget stretch further. Check online for coupon codes, discounts, or
free shipping. Always compare prices between local stores and online retailers,
and watch for rebates for extra savings.
Keeping track of purchases alongside a recipient list can
be helpful, too. Make sure the scanned price is accurate and keep all receipts.
For shopping online, keep copies of order numbers, refund and return policies,
and shipping costs. Have packages delivered to a secure location or pick them
up at a local store.
Berry’s final caution is for consumers to protect
themselves online by only shopping secure websites with an “https” address.
Never give financial information in response to holiday money-saving offers, as
these might be scams or identity theft schemes.
For more financial resources, contact the family and
consumer sciences agent at your local county Extension office. You can also
visit the UT Extension Family and Consumer Sciences website at fcs.tennessee.edu.
Through its mission of research, teaching and extension, the University of
Tennessee Institute of Agriculture touches lives and provides Real. Life.
Solutions. ag.tennessee.edu.
###
Contact:
Ann A. Berry, professor, UT Extension Family and Consumer Sciences,
865-974-8198, aaberry@utk.edu