UT Extension Encourages Parents, Teachers and Others to Help Educate Youth
Photo of person counting dollar bills
UT Extension is celebrating financial literacy month in April, and encouraging parents, teachers and business owners to get involved in educating youth. Understanding personal finance is extremely important for a successful and fiscally healthy life. Photo by Sharon McCutcheon on Unsplash.​​

KNOXVILLE, Tenn. – April 15 may be considered tax day, but the entire month of April has been recognized in the United States as National Financial Literacy Month. Started in 2003, this effort highlights the importance of financial literacy and teaches Americans how to establish and maintain healthy financial habits. University of Tennessee Extension is participating, and is urging Tennesseans to get involved as well.

“Whether you are a parent, a teacher, a business owner or work in the financial industry, you can be part of this education effort and make a difference in the lives of our youth,” says Ann Berry, professor with UT Extension. “If the tenets of financial wellness, like using credit wisely, spending less than earning, and saving for the future, can be understood at a young age, the trajectory for a young person’s entire life can be changed,” continues to the consumer economics expert.

Berry suggests the following ideas as ways to be involved in National Financial Literacy Month.

For parents:

- Hold a family meeting with your children to discuss the family budget
- Help your children start saving with a short term goal. The America Bankers Association has resources and ideas at www.aba.com for Teach Children to Save Day, which is April 12.
Consider your own personal finances and obtain teaching materials from www.jumpstartclearinghouse.org.
- Contact your child’s principal or parent/teacher association to express support for incorporating personal finance lessons into existing classes.

For teachers:

- Include classroom exercises in personal finance. Curriculum is available at
- Arrange for a guest speaker, such as a representative from a local bank or credit union, UT Extension or a member of the Tennessee Jump$tart Coalition for Personal Finance.
- Plan a field trip to a financial institution.
- Organize for a UT Extension agent to conduct an On My Own financial simulation for your class or school.

For business owners or finance professionals:

- Encourage your mayor to issue a proclamation listing April as Youth Financial Literacy Month.
- Promote any existing personal finance materials/initiatives you already have.
- Offer to be a guest speaker in a school.
- Promote this month in your company’s newsletter or on its website.
- Encourage employees to get involved through their local schools or appropriate education organizations, like 4-H or Junior Achievement.
- Sponsor a training session for local educators on personal finance.

For additional ideas to promote financial education for youth in April and throughout the year, contact your local county Extension office. You can also visit the UT Extension Family and Consumer Sciences website at

Through its mission of research, teaching and extension, the University of Tennessee Institute of Agriculture touches lives and provides Real. Life. Solutions. 



Ann A. Berry, professor, UT Extension Family and Consumer Sciences, 865-974-8198,